Paytm: Secure UPI Payments

4.6
19.2M reviews
500M+
Downloads
Content rating
Everyone
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About this app

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:

● Send money to your friends and family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).

Your Paytm app is working and will keep working as usual beyond Mar 15th, 2024

Q. Can I continue to make UPI Payments (Send or Receive Money or Scan QR Codes) on Paytm App?
A. Absolutely yes. You can continue to make UPI Payments, send or receive money through UPI, or make offline QR code payments as usual on Paytm App. For lightning fast payments always Paytm Karo!

Q. Can I continue to do recharges, pay my bills & more on Paytm?
A. Yes. You can continue to use Paytm app for all your recharges and bill payments, as usual.

Q. Can I continue to use Paytm for booking tickets (travel, movies, etc.)?
A. Absolutely! You can continue to use Paytm App for booking tickets (travel, movies, etc.), just as always!

Q. What happens to my Wallet and Transit Card, and how can I close it?
A. You can continue to use your existing balance for metro/bus travel as usual. To close your Wallet & Transit Card: Open the app, tap 'Wallet' > 'Manage' > Scroll down to 'Block Card' > Choose 'Permanent Block' & provide a reason.

Know the right facts and details here - https://paytm.com/important-updates

Safe, Reliable and Superfast UPI Payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to Rs 500, no PIN required.

Fast, Secure & Contactless QR code Payments at Offline & Online Stores

Easy Recharge and Utility Bill Payments
● Recharge your mobile, DTH or pay electricity, broadband, water & other utility bills
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag

Find great deals on grocery, food and home decor items on Paytm ONDC app

Get Instant Personal Loans
● Loan amount starting from 50K to 25 lac
● Repay loan within 6-60 months
● Annual percentage rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://abfl.adityabirlacapital.com/Pages/Partner_details.aspx?lending_partner=PAYTM
● TATA Capital: https://www.tatacapital.com/personal-loan.html
● Poonawalla Fincorp: https://poonawallafincorp.com/personal-loan.php
● SMFG: https://www.smfgindiacredit.com

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186

Book Tickets for Trains, Bus, & Flights
● Paytm is an authorized IRCTC partner for Rail e-ticket booking, cancellation, PNR status & live train status

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services
Updated on
May 2, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
19.1M reviews
Shivamani Beemanadham
April 20, 2024
Excellent. I am using it since many years. There is one suggestion. When we clik on Pay, the choice " scan any QR code" comes at bottom centre of the screen. Advertisements are running on that portion of screen and the choice is not clearly visible. It is suggested that this choice may be placed at the top or at a distinctly visible part of the screen where it is not cluttered by advertisements.
20,158 people found this review helpful
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Mridul Mishra
March 22, 2024
It's not a payment app. It's advertisement app. As you open the app, you'll find ads on the top. After the UPI and bill payment section, they prioritiesed the loan and credit card option, which are rarely used. And after that, more ads. After that another rarely used option of insurance, with a dose of some more ads. If you wanna book some tickets, let's say for movie, flight, train, you'll need to scroll way down. Finding any option in this app is tedious task.
148 people found this review helpful
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Paytm - One97 Communications Ltd.
March 22, 2024
Hi Mridul! We’d like to take a closer look and help you. For privacy reasons, please raise a ticket at https://bit.ly/paytm_care. It will make the follow-up easy and help us to track the query effectively. We hope you’ll reconsider your rating once we’ll get back with a resolution. Thanks!
Abhijeet Todkari
March 7, 2024
I find this app to be nearly flawless, but I have a small suggestion for improvement. It would be great if the note associated with each transaction in the balance and history sections could be displayed alongside the date and time on the right side, instead of requiring users to click on each transaction to view the note separately. This would enhance convenience and streamline the user experience. Thank you.
198 people found this review helpful
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Paytm - One97 Communications Ltd.
March 7, 2024
Hi, thanks for your valuable suggestions. We are happy to help you, in case of further queries please raise a ticket at https://bit.ly/paytm_care. Thanks!

What's new

We are super excited about this update, and can’t wait for you to try it out
- Paytm UPl is now powered by Yes Bank, SBI, HDFC Bank and Axis Bank. Update your app and grab your new UPl IDs. #PaytmKaro