Bank of America Mobile Banking App Review

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  • Our Rating: 4 / 5

Updated 05-08-2023

Version 23.05.0
Google Play Downloads 44,408,004
Developer Bank of America
Screenshot From Our Bank of America Mobile Banking Review

Overview

The Bank of America Mobile App is one of the best banking apps on the market today. It provides a user-friendly interface that’s designed to be as simple and intuitive as possible. The app also offers a number of features that allow you to manage your finances easily wherever you are.

The Bank of America Mobile App is available for both Android and iOS devices. It can be downloaded from the Google Play Store or Apple iTunes Store. Once installed, this app will provide you with access to your accounts anytime, anywhere.

Features

Check balances

The Bank of America Mobile App allows you to check your account balances from your phone. This feature is available for all eligible accounts, including checking, savings and credit cards.

You can also check your balance from the home screen of the app. Simply tap on “Balances” and then select an account to view its current balance. You can also add a new account by tapping on “Add Account” at the bottom of the Balances screen.

Make payments

The Bank of America Mobile App allows you to make payments in just a few simple steps. You can use this feature for both personal and business accounts.

To use the app to make a payment, tap on the “Pay” icon. You will be prompted to select which account you want to use. Next, select an eligible payment method, such as your debit card or checking account. If you need help finding your account number, simply tap on “View Account Info” and enter your user ID and password.

Deposit checks

The Bank of America Mobile App allows you to deposit checks with just a few simple steps. To use the app for this purpose, tap on “Deposit Checks” from the Dashboard screen. Next, select an eligible checking account from which you want to deposit funds. If you need help finding your account number, simply tap on “View Account Info” and enter your user ID and password.

Transfer money

The Bank of America Mobile App allows you to transfer funds between your eligible accounts with just a few simple steps. To use the app for this purpose, tap on “Transfer Money” from the Dashboard screen. Next, select an eligible checking account from which you want to transfer funds. If you need help finding your account number, simply tap on “View Account Info” and enter your user ID and password.

Pay bills

The Bank of America Mobile App allows you to pay bills directly from your device with just a few simple steps. To use the app for this purpose, tap on “Pay Bills” from the Dashboard screen. Next, select an eligible checking account from which you want to pay bills. If you need help finding your account number, simply tap on “View Account Info” and enter your user ID and password.

View statements

The Bank of America Mobile app is a convenient way to view statements from your Bank of America accounts. The app lets you view recent statements, and set up a notifications to be notified when a new statement becomes available.

Change account information

The Bank of America Mobile App makes it easy to change account information like your contact info, mailing address, and more. It's simple and straightforward: all you have to do is log in to your account and select the "Personal Information" tab from the menu.

In the "Personal Information" section, you can edit (or delete) your name, address, phone number, email address, mobile number, and even your income. You can also choose whether or not you'd like to receive paperless statements and alerts.

Set up alerts

When you're putting your finances in order, it's important to keep tabs on your accounts. That's where the Bank of America Mobile App can help. Setting up alerts is a great way to stay informed while on the go—you can get notified when a transaction is made, when funds become available, and even when a balance falls below a certain amount.

Once you're logged in and ready to go, tap "Menu," which will bring up three options: "Alerts," "Account" or "More." Tap "Alerts" and select "Settings." From there, you'll be able to choose which types of alerts you want turned on ("Cash Withdrawal," "Deposit," etc.) as well as how many times they'll be sent (every hour, every day or every week

Pros

Never need to wait in line again

Now you can do some banking while you're waiting in line at places like the Post Office or the DMV. You can check your account balances, review recent transactions, and pay bills with the app.

Save time

The app is so convenient, you'll probably use it more than the website. That's a win-win for you and Bank of America, because the more often you use this app, the more money they'll make off of you!

Stay up to date and never miss a payment again

You can view your upcoming payments with this app—no more late fees for forgetting about stuff.

Customize your account settings

With this app, you can change your address, phone number, and email address all from your phone. So easy!

Cons

App Doesn't Work

Sometimes the app doesn't work. This can happen if you don't have a good connection or if there is an issue with your account. Your bank is supposed to notify you when this happens, but sometimes it doesn't always do so in a timely manner.

Slow

The app is slow to load and crashes frequently. This is especially true for folks who have older phones or newer phones (e.g., iPhone X). If you have any issues with your device, then your Bank of America mobile banking experience may suffer as well!

Comparison of Bank America Mobile Banking App

If you're looking for a mobile banking app, the Bank of America Mobile Banking App is a good choice. However, there are many other great apps that offer similar features and may be better suited to your needs.

Here are some of the top mobile banking apps that you should consider.

Wells Fargo Mobile App

The Wells Fargo Mobile App is one of the best mobile banking apps out there. It offers many of the same features as Bank of America and can be used to monitor your account, transfer funds, pay bills and more! You can also sign up for alerts so that you'll know when something is happening with your account.

Capital One Mobile App

The Capital One Mobile Banking app is another great choice for those looking for a simple, easy-to-use mobile banking solution. It offers many of the same features as Bank of America and Wells Fargo, including bill pay and transfers between accounts.

Conclusion

The Bank America Mobile Banking App is a good option for people who want to keep their finances in order on the go. It offers all of the features that you would expect from an online banking app, including bill pay, transfers and balances. There are also some nice extras available like mobile check deposits or text alerts when your account balance crosses a certain threshold.