BCA mobile App Review

  • Our Rating: 2 / 5

Updated 04-14-2023

Version 4.0.6
Google Play Downloads 50,092,729
Developer PT Bank Central Asia Tbk.
Screenshot From Our BCA mobile Review

Overview

BCA mobile is a financial application that allows customers to access their bank accounts and perform transactions easily from their Android devices. This app provides an array of features to help users manage their finances on the go.

Features

  • Account Information

  • Users can view their account balance, transaction history, and credit card limit. These features make it convenient for customers to track their expenses, monitor their accounts' status, and plan their budget.

  • Money Transfer

  • BCA mobile enables users to send money to other BCA accounts, non-BCA accounts, and virtual accounts. This feature is useful for paying bills, transferring money to family and friends, and making online purchases quickly and securely.

  • Top Up

  • The app allows users to top up their prepaid phones, purchase internet data packages, and pay for postpaid bills. Users can also use this feature to top up other people's phones if they're in need.

  • e-Commerce

  • With this feature, users can shop online using BCA mobile as a payment method. Users can pay for their purchases by scanning QR codes or entering a merchant code. This makes it easier for users to make online purchases without the hassle of typing in their card information.

  • Location-based Features

  • The app has location-based services that pinpoint the nearest ATMs or BCA branches. Users can also use this feature to find nearby merchants that accept TCash payments.

Pros

  • Convenience: BCA mobile offers a high level of convenience for users with its numerous features that can be accessed easily from their mobile devices.
  • Security: The app is highly secure with its advanced encryption, two-factor authentication, and fingerprint login. Users can perform transactions without fear of unauthorized access or fraud.
  • Accessibility: BCA mobile offers a user-friendly interface that is easy to navigate. Even novices can use this app with ease.

Cons

  • Connectivity Issues: Some users have reported connectivity issues with the app, leading to slow loading times and error messages.
  • Restricted Features: Some features are only available to certain accounts or have limited functionality, causing inconvenience and frustration for users.

Comparison to Similar Apps

BCA mobile is similar to other financial apps such as Digibank, Mandiri Online, and OVO. However, BCA mobile has a more comprehensive set of features, making it a more attractive choice for managing finances on the go. Compared to others, BCA Mobile offers better security, greater convenience, and accessibility options.

Tips for Using the App

  • Ensure your device has the latest updates before installing the app.
  • Store your login credentials in a secure location to avoid unauthorized access by third parties.
  • Familiarize yourself with the app's features before performing any transations.
  • Check the limit of the Money Transfer feature to avoid exceeding the maximum transaction allowed per day.
  • Ensure that your device has a stable internet connection to avoid errors.

Final Thoughts

Overall, BCA mobile is an excellent app that offers a wide range of features to make banking convenient for users. Despite some minor shortcomings, the app provides greater value by enabling more transactions and offering more convenience compared to other similar apps. We recommend this app to those who want an accessible and reliable financial app on their Android devices.