Chime Mobile Banking App Review

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  • Chime Mobile Banking
  • Our Rating: 2 / 5

Updated 05-09-2023

Version 5.169.0
Google Play Downloads 18,119,698
Developer Chime
Screenshot From Our Chime Mobile Banking Review

Overview:

If you're looking for a comprehensive mobile banking app that offers all the bells and whistles, Chime is worth taking a look at. With its user-friendly interface, you can easily access your account information, transfer money between accounts, and even deposit checks – all from your smartphone or tablet. Plus, there are no monthly fees or minimum balance requirements. However, there are some downsides to consider before signing up for Chime. Keep reading for our full review!

 

Full Review:

When it comes to features, Chime has everything you could want in a mobile banking app. You can easily check your account balance and transaction history with just a few taps. Plus, transferring money between your Chime account and another bank account is a breeze. And if you need to deposit a check, the Chime app makes it easy to do so – simply take a photo of the check and submit it for deposit.

 

One of the best things about the Chime app is that there are no monthly fees or minimum balance requirements. That means you can use the app without worry about being charged hidden fees or being penalized for having a low balance. Plus, if you ever have questions or need help using the app, customer service is just a phone call or email away.

 

While the Chime app has a lot to offer, there are a few downsides to consider before signing up. First, Chime doesn't offer joint accounts. So if you're looking for an app that you can use with your partner or spouse, Chime isn't the right choice. Additionally, Chime doesn't have its own ATM network. That means you'll likely have to pay fees when withdrawing cash from an ATM.

 

Features:

 

The Chime app offers a variety of features, including the ability to check account balances and transaction histories, transfer money between accounts, and deposit checks. The app is also user-friendly, making it easy to navigate. Additionally, there are no monthly fees or minimum balance requirements.

 

How to check account balances and transaction histories with Chime:

 

To check your account balance and transaction history in the Chime app, just follow these simple steps:

 

  1. Launch the Chime app and sign in with your username and password.
  2. Tap on the "Transactions" tab at the bottom of the screen.
  3. You'll see a list of all your transactions, sorted by date. To view more information about a particular transaction, just tap on it.
  4. You can also view your account balance by tapping on the "Balance" tab at the bottom of the screen.

 

How to Transfer money between accounts with Chime:

 

To transfer money between your Chime account and another bank account, just follow these simple steps:

 

  1. Tap on the "Transactions" tab at the bottom of the screen.
  2. Tap on the "Transfer" tab at the top of the screen.
  3. Enter the amount you want to transfer, select the account you want to transfer from, and select the account you want to transfer to.
  4. Tap on "Submit" to complete the transaction.

 

How to Deposit Checks with Chime:

 

To deposit a check with the Chime app, just follow these simple steps:

  1. Launch the Chime app and sign in with your username and password.
  2. Tap on the "Check Deposit" tab at the bottom of the screen.
  3. Enter the amount of the check, select the account you want to deposit it into, and tap on "Submit".
  4. Take a picture of the front and back of the check and submit it for deposit.

 

The Chime app offers the ability to:

  • Check account balances and transaction histories
  • Transfer money between accounts
  • Deposit checks

 

Pros:

  • The chime app is user-friendly and easy to navigate
  • There are no monthly fees or minimum balance requirements
  • The chime app offers a variety of features

 

Cons:

  • Chime doesn't offer joint accounts
  • Chime doesn't have its own ATM network

 

Conclusion:

 

Overall, the Chime mobile banking app is a great choice for those who are looking for an all-in-one solution for their banking needs. With its user-friendly interface and robust set of features, it's easy to see why so many people have made the switch to Chime. Just be sure to weigh the pros and cons before signing up to make sure it's the right fit for you.

 

Have you used the Chime mobile banking app? What did you think? Let us know in the comments below!